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I own a rental property in Houston. Since I live overseas and do not have home owners or renters insurance, the insurance company of my investment property will not write a $ 1000,000 umbrella policy. My investment property?s dwelling policy has $ 300,000 liabililty coverage in it.
Is there any way I buy $ 1000,000 umbrella policy? Any names of insurance companies?
Thank you
Thank you everyone who took time to answer my question. Here is few clarifications:
I personally own the house and not through a corporate entity?
I have a dwelling policy TDP-1 on my rental. It is written by CYPRESS TEXAS LLOYDS.
I called the agency who sold me this policy. They said they can bump the current $ 300,000 liability to $ 500,000 for additional $ 500 per year.
This would certainly help but I want $ 1 million coverage.
Know better? Leave your own answer in the comments!
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