Auto Insurance In California : how far goes the liability? | Car ...

Auto Liability Insurance in California goes like this;
State required minimum for Bodily Injury is $15,000/person and $30,000 per incident. Property Damage is $5,000 minimum. If your senario happens and you?re found not at fault for the loss, then your insurance pays nothing to anyone and you?re responsible for nothing. If you are found at fault, the consequences could be catastrophic. If you hold the state minimum, and these children are seriously injured you would probably be sued in court. I suggest having no less than $100,000/$300,000 Bodily Injury and $100,000 Property Damage.
Let?s say your scenario doesn?t happen, but you do rear end a 2006 Mercedes Benc CLS500, and you hold the state required minimum. Let?s also say that no one is hurt, but the car does need to be fixed. Your insurance policy would only pay the limit of $5,000 and the rest is your responsibility.
I?m an insurance adjuster and I?ve seen the repairs to cars like this go upwards of $24,000. Don?t go cheap on your insurance. It is the most important thing you will ever buy. Godspeed.

Source: http://koti.web.id/car-insurance-france/auto-insurance-in-california-how-far-goes-the-liability.html

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